If you are going to go through the legal system to free up your debt or getting them under control, then most likely you are considering hiring a bankruptcy attorney to help you through the process. It is almost always a good idea. Which is also a good idea, though, is take the time to choose their representation wisely and stay involved in the process every step of the way.
Choosing Your Lawyer
You do not want to just randomly choose a bankruptcy lawyer from the phone book. What do you do a lot of importance. If you know anyone who has submitted a Chapter 7 or Chapter 13, ask them if they were satisfied with their representation, and if they do, ask for the number of their mandate. If someone from your area, lawyers look good prospects, be sure to check their references and the power before talking to them. Your next step is to call one or two potential advocates, and ask questions such as how much they charge if they offer funding, and what they will do for you during the application process.
What you need
Your bankruptcy lawyer will need some information about you, some of which he or she may be obtained orally, and some that are documented. Ask about what is needed as soon as possible if you need time to get some documents together. This will include things such as tax reports and declarations, invoices from creditors, and bank statements. Keep the originals, if possible, and give a copy of your attorney. If a lawyer needs all the original documents, make sure you have copies before you put it. Most of the time you get back when the process is over, but you want to be on the safe side.
Working through the process
As you go through the process with your bankruptcy lawyer, make sure that he or she will explain you what is going on every step of the way. Your contribution is necessary for you to get the best results, so do not be afraid to ask questions and insist that you are always informed. A good lawyer will welcome it.
With a good bankruptcy lawyer, you will get through the procedure with as little emotional stress as possible. Just make sure to do your part in choosing their representation wisely and staying involved in the process, and you should be happy with the results.
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Mika: there is always pressure
11 years ago